I can offer my clients lower rates because of the large volume of mortgages I successfully fund with lenders each year.

This enables me to offer wholesale versus retail pricing.

In most cases, using a mortgage broker is absolutely free to the borrower.

Mortgage brokers get paid a finder’s fee from the lender/bank once your client’s mortgage is placed and successfully funded. So it’s in my best interest to match your clients with the perfect mortgage product that meets their specific needs – or I won’t get paid!

I do my homework on available mortgage products and stay abreast of new products, or changes to existing products, to ensure I find the best mortgage to fit your clients’ specific needs.

Did you know?

Under the RRSP Home Buyers’ Plan, each individual first-time homebuyer can withdraw up to $25,000 from an RRSP for a down payment – tax- and interest-free – with 15 years to pay it back. And if a couple is buying their first home, they can each withdraw up to $25,000 from their RRSPs.

Luz Manjarres

Mortgage Professional

Tel: 519 933 3299

Fax: 519 652 8595

Email: lmanjarres@dominionlending.ca

Web: www.luzmanjarres.ca